Texas Laws: Insurance Code

Texas Laws

Title 2. Texas Department Of Insurance

Chapter 30. General Provisions
Chapter 31. Organization Of Department
Chapter 32. Administrative Powers And Duties
Chapter 33. Standards Of Conduct
Chapter 34. Immunity From Liability
Chapter 36. Department Rules And Procedures
Chapter 37. Ratemaking And Policy Form Proceedings
Chapter 38. Data Collection And Reports
Chapter 39. Public Access
Chapter 40. Duties Of State Office Of Administrative Hearings And Commissioner In Certain Proceedings; Rate Setting Proceedings
Chapter 81. General Provisions Regarding Discipline And Enforcement
Chapter 82. Sanctions
Chapter 83. Emergency Cease And Desist Orders
Chapter 84. Administrative Penalties
Chapter 85. General Criminal Enforcement
Chapter 86. Revocation Or Modification Of Certificate Of Authority; Authority To Bring Certain Actions
Chapter 101. Unauthorized Insurance
Chapter 102. Charitable Gift Annuities

Title 3. Department Funds, Fees, And Taxes

Chapter 201. Collection Of Revenue And Administration Of Funds
Chapter 202. Fees
Chapter 203. General Provisions Relating To Taxes
Chapter 221. Property And Casualty Insurance Premium Tax
Chapter 222. Life, Health, And Accident Insurance Premium Tax
Chapter 223. Title Insurance Premium Tax
Chapter 224. Reciprocal And Interinsurance Exchange Premium Tax
Chapter 225. Surplus Lines Insurance Premium Tax
Chapter 226. Unauthorized And Independently Procured Insurance Premium Tax
Chapter 227. Disposition Of Proceeds Of Certain Premium Taxes
Chapter 251. General Provisions
Chapter 252. Fire And Allied Lines Insurance
Chapter 253. Casualty Insurance And Fidelity, Guaranty, And Surety Bond Insurance
Chapter 254. Motor Vehicle Insurance
Chapter 255. Workers' Compensation Insurance
Chapter 256. Aircraft Insurance
Chapter 257. Life, Health, And Accident Insurance
Chapter 258. Health Maintenance Organizations
Chapter 259. Third-Party Administrators
Chapter 260. Nonprofit Legal Services Corporations
Chapter 261. Texas Insurance Exchange
Chapter 271. Title Insurance Maintenance Fees
Chapter 281. Retaliatory Provisions

Title 4. Regulation Of Solvency

Chapter 401. Audits And Examinations
Chapter 402. Disclosure Of Material Transactions
Chapter 403. Dividends
Chapter 404. Financial Condition
Chapter 421. Reserves In General
Chapter 422. Asset Protection Act
Chapter 423. Transactions With Money And Other Assets
Chapter 424. Investments For Certain Insurers
Chapter 425. Reserves And Investments For Life Insurance Companies And Related Entities
Chapter 426. Reserves For Workers' Compensation Insurance Companies
Chapter 427. Subordinated Indebtedness
Chapter 441. Supervision And Conservatorship
Chapter 442. Liquidation, Rehabilitation, Reorganization, Or Conservation Of Insurers
Chapter 461. General Provisions
Chapter 462. Texas Property And Casualty Insurance Guaranty Association
Chapter 463. Life, Accident, Health, And Hospital Service Insurance Guaranty Association
Chapter 481. Voluntary Deposits
Chapter 491. General Reinsurance Requirements
Chapter 492. Reinsurance For Life, Health, And Accident Insurance Companies And Related Entities
Chapter 493. Reinsurance For Property And Casualty Insurers
Chapter 494. Reinsurance Of Aircraft And Space Equipment Risks

Title 5. Protection Of Consumer Interests

Chapter 501. Office Of Public Insurance Counsel
Chapter 521. Consumer Information And Complaints
Chapter 522. Consumer Information In Spanish
Chapter 523. Market Assistance Program For Residential Property Insurance
Chapter 524. Health Coverage Awareness And Education Program
Chapter 541. Unfair Methods Of Competition And Unfair Or Deceptive Acts Or Practices
Chapter 542. Processing And Settlement Of Claims
Chapter 543. Prohibited Practices Related To Policy Or Certificate Of Membership
Chapter 544. Prohibited Discrimination
Chapter 545. Hiv Testing
Chapter 546. Use Of Genetic Testing Information
Chapter 547. False Advertising By Unauthorized Insurers
Chapter 548. Insurer Insider Trading And Proxy Regulation
Chapter 549. Prohibited Practices Relating To Property Insurance
Chapter 550. Prohibited Practices Relating To Payments
Chapter 551. Practices Relating To Declination, Cancellation, And Nonrenewal Of Insurance Policies
Chapter 552. Illegal Pricing Practices
Chapter 553. Enforcement Of Insurance Policies Regarding Holocaust Victims
Chapter 554. Burden Of Proof And Pleading
Chapter 555. Failure To Satisfy Judgment
Chapter 556. Unfair Methods Of Competition And Unfair Practices By Financial Institutions
Chapter 557. Insured Property Subject To Security Interest
Chapter 558. Refund Of Unearned Premium
Chapter 559. Credit Scoring And Credit Information
Chapter 601. Privacy
Chapter 602. Privacy Of Health Information
Chapter 651. Financing Of Insurance Premiums
Chapter 701. Insurance Fraud Investigations
Chapter 702. Motor Vehicle Theft And Motor Vehicle Insurance Fraud Reporting
Chapter 703. Covered Entity's Antifraud Action
Chapter 704. Antifraud Programs
Chapter 705. Misrepresentations By Policyholders
Chapter 706. Identity Theft Insurance
Chapter 751. Market Conduct Surveillance

Title 6. Organization Of Insurers And Related Entities

Chapter 801. Certificate Of Authority
Chapter 802. Annual Statement
Chapter 803. Location Of Books, Records, Accounts, And Offices Outside Of This State
Chapter 804. Service Of Process
Chapter 805. Directors, Officers, And Other Interested Persons
Chapter 821. General Provisions
Chapter 822. General Incorporation And Regulatory Requirements For Insurance Companies Other Than Life, Health, Or Accident Insurance Companies
Chapter 823. Insurance Holding Company Systems
Chapter 824. Merger And Consolidation Of Stock Insurance Corporations
Chapter 825. Conversion Of Stock Insurance Company To Mutual Insurance Company
Chapter 826. Conversion Of Mutual Insurance Company To Stock Insurance Company
Chapter 827. Withdrawal And Restriction Plans
Chapter 828. Purchase Of Stock For Total Assumption Reinsurance
Chapter 841. Life, Health, Or Accident Insurance Companies
Chapter 842. Group Hospital Service Corporations
Chapter 843. Health Maintenance Organizations
Chapter 844. Certification Of Certain Nonprofit Health Corporations
Chapter 845. Statewide Rural Health Care System
Chapter 846. Multiple Employer Welfare Arrangements
Chapter 847. Health Care Quality Assurance
Chapter 861. General Casualty Companies
Chapter 862. Fire And Marine Insurance Companies
Chapter 881. Statewide Mutual Assessment Companies
Chapter 882. Mutual Life Insurance Companies
Chapter 883. Mutual Insurance Companies Other Than Mutual Life Insurance Companies
Chapter 884. Stipulated Premium Insurance Companies
Chapter 885. Fraternal Benefit Societies
Chapter 886. Local Mutual Aid Associations
Chapter 887. Provisions Applicable To Certain Mutual Assessment Companies
Chapter 888. Burial Associations
Chapter 911. Farm Mutual Insurance Companies
Chapter 912. County Mutual Insurance Companies
Chapter 941. Lloyd's Plan
Chapter 942. Reciprocal And Interinsurance Exchanges
Chapter 961. Nonprofit Legal Services Corporations
Chapter 962. Job Protection Insurance
Chapter 981. Surplus Lines Insurance
Chapter 982. Foreign And Alien Insurance Companies
Chapter 983. Redomestication Of Insurers And Health Maintenance Organizations
Chapter 984. Mexican Casualty Insurance Companies

Title 7. Life Insurance And Annuities

Chapter 1101. Life Insurance
Chapter 1102. Payment Of Insurance Benefits In Currency
Chapter 1103. Life Insurance Policy Beneficiaries
Chapter 1104. Life Insurance And Annuity Contracts Issued To Certain Persons
Chapter 1105. Standard Nonforfeiture Law For Life Insurance
Chapter 1106. Reinstatement Of Certain Life Insurance Policies
Chapter 1107. Standard Nonforfeiture Law For Certain Annuities
Chapter 1108. Benefits Exempt From Seizure
Chapter 1109. Unclaimed Life Insurance And Annuity Contract Proceeds
Chapter 1110. Interest Rates On Certain Policy Loans
Chapter 1111. Life And Viatical Settlements And Accelerated Term Life Insurance Benefits
Chapter 1131. Group Life Insurance And Wholesale, Franchise, Or Employee Life Insurance
Chapter 1132. Notice Of Rate Increase For Group Life Insurance
Chapter 1151. Industrial Life Insurance
Chapter 1152. Separate Accounts, Variable Contracts, And Related Products
Chapter 1153. Credit Life Insurance And Credit Accident And Health Insurance

Title 8. Health Insurance And Other Health Coverages

Chapter 1201. Accident And Health Insurance
Chapter 1202. Cancellation And Continuation Of Policies In General
Chapter 1203. Coordination Of Benefits Provisions
Chapter 1204. Procedures For Payment Of Certain Health And Accident Insurance Policy Or Plan Benefits
Chapter 1205. Certification Of Creditable Coverage
Chapter 1206. Denial Of Health Benefit Plan Enrollment Based On Existing Coverage Prohibited
Chapter 1207. Enrollment Of Medical Assistance Recipients And Children Eligible For State Child Health Plan
Chapter 1208. Identity Of Available Employee Of Health Benefit Plan Issuer
Chapter 1209. Health Benefit Claims Cost Information Required To Be Provided To Employer
Chapter 1210. Notice Of Certain Policy Provisions
Chapter 1211. Waivers Regarding Certain Federal Health Plans
Chapter 1212. Technical Advisory Committee On Claims Processing
Chapter 1213. Electronic Health Care Transactions
Chapter 1251. Group And Blanket Health Insurance
Chapter 1252. Discontinuation And Replacement Of Group And Group-Type Health Benefit Plan Coverage
Chapter 1253. Cancellation Of Group Coverage In Certain Circumstances
Chapter 1254. Notice Of Rate Increase For Group Health And Accident Coverage
Chapter 1271. Benefits Provided By Health Maintenance Organizations; Evidence Of Coverage; Charges
Chapter 1272. Delegation Of Certain Functions By Health Maintenance Organization
Chapter 1273. Point-Of-Service Plans
Chapter 1274. Electronic Transmission Of Eligibility And Payment Status
Chapter 1301. Preferred Provider Benefit Plans
Chapter 1305. Workers' Compensation Health Care Networks
Chapter 1351. Home Health Services
Chapter 1352. Brain Injury
Chapter 1353. Immunization Or Vaccination Protocols Under Managed Care Plans
Chapter 1354. Eligibility For Benefits For Alzheimer's Disease
Chapter 1355. Benefits For Certain Mental Disorders
Chapter 1356. Low-Dose Mammography
Chapter 1357. Mastectomy
Chapter 1358. Diabetes
Chapter 1359. Formulas For Individuals With Phenylketonuria Or Other Heritable Diseases
Chapter 1360. Diagnosis And Treatment Affecting Temporomandibular Joint
Chapter 1361. Detection And Prevention Of Osteoporosis
Chapter 1362. Certain Tests For Detection Of Prostate Cancer
Chapter 1363. Certain Tests For Detection Of Colorectal Cancer
Chapter 1364. Coverage Provisions Relating To Hiv, Aids, Or Hiv-Related Illnesses
Chapter 1365. Loss Or Impairment Of Speech Or Hearing
Chapter 1366. Benefits Related To Fertility And Childbirth
Chapter 1367. Coverage Of Children
Chapter 1368. Availability Of Chemical Dependency Coverage
Chapter 1369. Benefits Related To Prescription Drugs And Devices And Related Services
Chapter 1370. Certain Tests For Detection Of Human Papillomavirus And Cervical Cancer
Chapter 1451. Access To Certain Practitioners And Facilities
Chapter 1452. Physician And Provider Credentials
Chapter 1453. Disclosure Of Reimbursement Guidelines Under Managed Care Plan
Chapter 1454. Equal Health Care For Women
Chapter 1455. Telemedicine And Telehealth
Chapter 1457. Provisional Credentialing Status
Chapter 1501. Health Insurance Portability And Availability Act
Chapter 1502. Health Benefit Plans For Children
Chapter 1503. Coverage Of Certain Students
Chapter 1504. Medical Child Support
Chapter 1505. Group Health Insurance Plans For Persons 65 Years Of Age Or Older
Chapter 1506. Texas Health Insurance Risk Pool
Chapter 1507. Consumer Choice Of Benefits Plans
Chapter 1551. Texas Employees Group Benefits Act
Chapter 1552. Group Long-Term Care Insurance For State Employees
Chapter 1575. Texas Public School Employees Group Benefits Program
Chapter 1576. Group Long-Term Care Insurance For Public School Employees
Chapter 1578. Purchase Of Insurance By Association Of Teachers And School Administrators
Chapter 1579. Texas School Employees Uniform Group Health Coverage
Chapter 1581. Employer Expenditures For School Employee Health Coverage Plans
Chapter 1601. Uniform Insurance Benefits Act For Employees Of The University Of Texas System And The Texas A&Amp;M University System
Chapter 1625. Transfer Between Certain Governmental Programs
Chapter 1651. Long-Term Care Benefit Plans
Chapter 1652. Medicare Supplement Benefit Plans
Chapter 1653. High Deductible Health Plan

Title 9. Provisions Applicable To Life And Health Coverages

Chapter 1701. Policy Forms

Title 10. Property And Casualty Insurance

Chapter 1801. Property And Casualty Insurance Legislative Oversight Committee
Chapter 1802. Property And Casualty Insurance Initiatives Task Force
Chapter 1803. Reports Of Insurance Coverage For State Agencies
Chapter 1804. Rates And Forms For National Defense Projects
Chapter 1805. Joint Underwriting And Advisory Organizations
Chapter 1806. Prohibited Practices And Rebates Related To Policies
Chapter 1807. Applicability To Marine Insurance
Chapter 1901. Professional Liability Insurance For Physicians And Health Care Providers
Chapter 1902. Certain Liability Coverage For Physicians And Health Care Providers
Chapter 1903. Loss Control Information And Services
Chapter 1951. General Provisions: Automobile Insurance
Chapter 1952. Policy Provisions And Forms For Automobile Insurance
Chapter 2001. General Provisions: Fire Insurance And Allied Lines, Including Residential Property Insurance
Chapter 2002. Policy Provisions And Forms For Fire Insurance And Allied Lines, Including Residential Property Insurance
Chapter 2003. Procedures For Evaluating Fire Loss Risk
Chapter 2004. Residential Property Insurance In Underserved Areas
Chapter 2005. Home Warranty And Home Protection Insurance
Chapter 2006. Premium Rate Discounts
Chapter 2007. Assessment For Rural Fire Protection
Chapter 2051. General Provisions: Workers' Compensation Insurance
Chapter 2052. Policy Provisions And Forms For Workers' Compensation Insurance
Chapter 2053. Rates For Workers' Compensation Insurance
Chapter 2054. Texas Mutual Insurance Company
Chapter 2101. Coverage For Aircraft
Chapter 2151. Texas Automobile Insurance Plan Association
Chapter 2152. Group Insurance In Underserved Areas
Chapter 2153. Group Marketing Of Automobile Insurancefor Persons Over 55 Years Of Age
Chapter 2154. Volunteer Fire Department Motor Vehicle Self-Insurance Program
Chapter 2171. Commercial Group Property Insurance
Chapter 2201. Risk Retention Groups And Purchasing Groups
Chapter 2202. Joint Underwriting
Chapter 2203. Medical Liability Insurance Joint Underwriting Association
Chapter 2204. Texas Insurance Exchange
Chapter 2205. Texas Child-Care Facility Liability Pool
Chapter 2206. Risk Management Pools For Certain Educational Entities
Chapter 2207. Excess Liability Pools For Counties And Certain Educational Entities
Chapter 2208. Texas Public Entity Excess Insurance Pool
Chapter 2209. Texas Nonprofit Organizations Liability Pool
Chapter 2210. Texas Windstorm Insurance Association
Chapter 2211. Fair Plan
Chapter 2212. Self-Insurance Trusts For Health Care Liability Claims
Chapter 2213. Self-Insurance Trusts For Banks And Savings And Loan Associations
Chapter 2251. Rates
Chapter 2252. Rate Administration
Chapter 2253. Rating Territories
Chapter 2254. Premium Refund For Certain Personal Lines
Chapter 2301. Policy Forms

Title 11. Title Insurance

Chapter 2501. General Provisions
Chapter 2502. Prohibited Conduct
Chapter 2551. Title Insurers
Chapter 2552. Attorney's Title Insurance Companies And Title Attorneys
Chapter 2553. Foreign Or Alien Corporations
Chapter 2601. Supervision, Liquidation, Rehabilitation, Reorganization, Or Conservation Of Title Insurance Companies And Agents
Chapter 2602. Texas Title Insurance Guaranty Association
Chapter 2651. Title Insurance Agents And Direct Operations
Chapter 2652. Escrow Officers
Chapter 2701. General Provisions
Chapter 2702. Closing And Settlement
Chapter 2703. Policy Forms And Premium Rates
Chapter 2704. Issuance Of Policy Or Contract; Determination Of Insurability

Title 12. Other Coverage

Chapter 3501. Credit Involuntary Unemployment Insurance
Chapter 3502. Mortgage Guaranty Insurance
Chapter 3503. Surety Bonds And Related Instruments

Title 13. Regulation Of Professionals

Chapter 4001. Agent Licensing In General
Chapter 4002. Examination Of License Applicants
Chapter 4003. License Expiration And Renewal
Chapter 4004. Continuing Education
Chapter 4005. Conduct, Disciplinary Actions, And Sanctions
Chapter 4006. Disability Probation Of Agents
Chapter 4051. Property And Casualty Agents
Chapter 4052. Life And Health Insurance Counselors
Chapter 4053. Managing General Agents
Chapter 4054. Life, Accident, And Health Agents
Chapter 4055. Specialty Agents
Chapter 4056. Nonresident Agents
Chapter 4101. Insurance Adjusters
Chapter 4102. Public Insurance Adjusters
Chapter 4151. Third-Party Administrators
Chapter 4152. Reinsurance Intermediaries
Chapter 4153. Risk Managers

Title 14. Utilization Review And Independent Review

Chapter 4201. Utilization Review Agents
Chapter 4202. Independent Review Organizations
Chapter 4203. Prohibited Consultant Activities

Title 15. Interstate Insurance Compacts

Chapter 5001. Interstate Insurance Product Regulation Compact