California Laws: Insurance Code Sections 790-790.15
- California Laws: Insurance Code Section 791
The purpose of this article is to establish standards for the collection, use and disclosure of information gathered in connection with insurance transactions by insurance...
- California Laws: Insurance Code Section 791.01
(a) The obligations imposed by this article shall apply to those insurance institutions, agents or insurance-support organizations which, on or after October 1, 1981: (1)...
- California Laws: Insurance Code Section 791.02
As used in this act: (a) (1) "Adverse underwriting decision" means any of the following actions with respect to insurance transactions involving insurance coverage that...
- California Laws: Insurance Code Section 791.03
No insurance institution, agent or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction;...
- California Laws: Insurance Code Section 791.04
(a) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided...
- California Laws: Insurance Code Section 791.05
An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection...
- California Laws: Insurance Code Section 791.06
Notwithstanding any other provision of law, no insurance institution, agent or insurance-support organization may utilize as its disclosure authorization form in connection with insurance transactions...
- California Laws: Insurance Code Section 791.07
(a) No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction...
- California Laws: Insurance Code Section 791.08
(a) If any individual, after proper identification, submits a written request to an insurance institution, agent or insurance-support organization for access to recorded personal information...
- California Laws: Insurance Code Section 791.09
(a) Within 30 business days from the date of receipt of a written request from an individual to correct, amend or delete any recorded personal...
- California Laws: Insurance Code Section 791.10
(a) In the event of an adverse underwriting decision the insurance institution or agent responsible for the decision shall: (1) Either provide the applicant, policyholder,...
- California Laws: Insurance Code Section 791.11
No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning: (a) Any previous adverse underwriting decision experienced by...
- California Laws: Insurance Code Section 791.12
No insurance institution or agent may base an adverse underwriting decision in whole or in part on the following: (a) On the fact of a...
- California Laws: Insurance Code Section 791.13
An insurance institution, agent, or insurance-support organization shall not disclose any personal or privileged information about an individual collected or received in connection with an...
- California Laws: Insurance Code Section 791.14
(a) The commissioner shall have power to examine and investigate into the affairs of every insurance institution or agent doing business in this state to...
- California Laws: Insurance Code Section 791.15
(a) Whenever the commissioner has reason to believe that an insurance institution, agent or insurance-support organization has been or is engaged in conduct in this...
- California Laws: Insurance Code Section 791.16
For the purpose of this article, an insurance-support organization transacting business outside this state that has an effect on a person residing in this state...
- California Laws: Insurance Code Section 791.17
(a) If, after a hearing pursuant to Section 791.15, the commissioner determines that the insurance institution, agent or insurance-support organization charged has engaged in conduct...
- California Laws: Insurance Code Section 791.18
(a) Any person subject to an order of the commissioner under Section 779.17 or Section 791.20 or any person whose rights under this article were...
- California Laws: Insurance Code Section 791.19
Any person who violates a cease and desist order of the commissioner under Section 791.17 may, after notice and hearing and upon order of the...
- California Laws: Insurance Code Section 791.20
(a) If any insurance institution, agent or insurance-support organization fails to comply with Section 791.08, 791.09 or 791.10 with respect to the rights granted under...
- California Laws: Insurance Code Section 791.21
No cause of action in the nature of defamation, invasion of privacy or negligence shall arise against any person for disclosing personal or privileged information...
- California Laws: Insurance Code Section 791.22
Any person who knowingly and willfully obtains information about an individual from an insurance institution, agent or insurance-support organization under false pretenses shall be fined...
- California Laws: Insurance Code Section 791.23
The rights granted under Sections 791.08, 791.09 and 791.13 shall take effect on October 1, 1981, regardless of the date of the collection or receipt...
- California Laws: Insurance Code Section 791.26
Where an authorization from the individual was granted to a nonprofit hospital service plan prior to October 1, 1981, such authorization shall be deemed to...
- California Laws: Insurance Code Section 791.27
A disability insurer that provides coverage for hospital, medical, or surgical expenses shall not release any information to an employer that would directly or indirectly...
- California Laws: Insurance Code Section 791.28
(a) An insurer under a personal lines residential property insurance policy, if it reports the claims history or loss experience of insureds under those policies...
