Insurance Code
GENERAL PROVISIONS (1-48)
DIVISION 1. GENERAL RULES GOVERNING INSURANCE
PART 1. THE CONTRACT
CHAPTER 1. CLASSES OF INSURANCE (100-124.5)
CHAPTER 1.5. RISK RETENTION (125-140)
CHAPTER 2. PARTIES, EVENTS, AND INTERESTS
Article 1. Parties to the Contract: Generally (150-151)
Article 2. Parties to Contract: Mortgagor and Mortgagee (170-172)
Article 3. Events Subject to Insurance (250-253)
Article 4. Insurable Interest: Generally (280-287)
Article 5. Insurable Interest: Effect of Transfer (300-305)
CHAPTER 3. NEGOTIATIONS BEFORE EXECUTION
Article 1. Concealment (330-339)
Article 2. Representation (350-361)
CHAPTER 4. THE POLICY
Article 1. Definition and Scope (380-395)
Article 2. Types of Policies (410-413)
Article 3. Insurer's Name on Policy (430)
Article 4. Warranties (440-449)
Article 5. Inception Hours (460)
CHAPTER 5. THE PREMIUM (480-491)
CHAPTER 5.2. RENEWAL NOTICES (500)
CHAPTER 5.3. CONSUMER COMPLAINTS (510)
CHAPTER 5.4. PROOF OF COVERAGE DISCLOSURE (515)
CHAPTER 6. LOSS
Article 1. Transfer of Interest After Loss (520)
Article 2. Causes of Loss (530-533.7)
Article 3. Notice and Proofs of Loss (550-557.6)
Article 4. Payment of Automobile Collision Repairs (560)
Article 5. Certain Insurance Covering Real Property (570-572)
CHAPTER 7. DOUBLE INSURANCE (590-591)
CHAPTER 8. REINSURANCE (620-623)
CHAPTER 9. RESCISSION (650-651)
CHAPTER 9.5. FILING OF CERTIFICATES (655)
CHAPTER 9.6. REASONS FOR DENIAL OF MOTOR VEHICLE LIABILITY
INSURANCE (657-658)
CHAPTER 10. CANCELLATION OR FAILURE TO RENEW (660-669.5)
CHAPTER 10.1. CERTAIN AUTOMOBILE INSURANCE (669.7)
CHAPTER 10.2. PROHIBITED CANCELLATIONS (670)
CHAPTER 10.25. AUTOMOBILE COLLISION AND COMPREHENSIVE COVERAGE (671)
CHAPTER 10.27. AVAILABILITY OF COST ESTIMATES (672)
CHAPTER 10.3. CANCELLATION OF POLICIES WHEN PREMIUM FINANCED (673)
CHAPTER 10.4. PRIOR NOTICE CONCERNING CANCELLATION OR
NONRENEWAL (674-674.9)
CHAPTER 11. CANCELLATION AND FAILURE TO RENEW CERTAIN PROPERTY
INSURANCE (675-679.7)
CHAPTER 11.5. DISCLOSURE REQUIREMENTS FOR CERTAIN PROPERTY
INSURANCE (679.9)
CHAPTER 12. PROHIBITION OF DISCRIMINATORY PRACTICES BY
CERTAIN ADMITTED INSURERS (679.70-679.73)
PART 2. THE BUSINESS OF INSURANCE
CHAPTER 1. GENERAL REGULATIONS
Article 1. Charter Requirements (680)
Article 1.5. Retaliation (685-685.4)
Article 1.7. Continuity of Management (688-688.5)
Article 2. Capital Structure (690)
Article 3. Certificate of Authority (699-728)
Article 4. Examination by Commissioner (729-738)
Article 4.1. Risk-Based Capital for Insurers (739-739.12)
Article 4.5. Special Provisions Regarding Health Coverage (740-742.1)
Article 4.7. Multiple Employer Welfare Arrangements (742.20-742.43)
Article 5. Unlawful Referrals (750-754)
Article 5.1. Unlawful Practices (755-758.7)
Article 5.2. Consumer Protection in Sales of Insurance by or
Through Depository Institutions (759-765)
Article 5.3. Agents and Brokers (769-769.55)
Article 5.4. Managing General Agents (769.80-769.87)
Article 5.5. Insurance in Connection With Sales and Loans (770-776)
Article 5.7. Free Insurance (777.1-777.3)
Article 5.8. Premium Financing (778-778.4)
Article 5.9. Credit Life and Disability Insurance (779.1-779.36)
Article 6. Misrepresentation of Policies (780-784)
Article 6.3. Senior Insurance (785-789.10)
Article 6.5. Unfair Practices (790-790.15)
Article 6.6. Insurance Information and Privacy Protection Act 791-791.28
Article 6.7. Joint Activities (795-795.7)
Article 6.8. Claims Reviewers (796.01-796.04)
Article 6.9. Underwriting of AIDS Risks (799-799.10)
Article 7. Restrictions on Underwriting (800-804)
Article 7.3. Servicing of Insurance Contracts (810)
Article 7.5. Restrictions on Compensation of Adjusters (815-816)
Article 8. Issue of Securities (820-860)
Article 9. Registration of Insurers' Names (880-886)
Article 10. Financial Statements of Insurers (900-925.4)
Article 10.1. California Insurance Community Investment (926.1-926.2)
Article 10.3. Single Risk Limitation (928)
Article 10.5. National Association of Insurance Commissioners (930-934)
Article 11. Deposit of Securities (939-956)
Article 13. Insolvency (980-989)
Article 13.3. Obligations of Automobile Insurers and Their
Agents Under Contingent and Retrospective
Compensation Arrangements (995-995.7)
Article 13.5. Disability Insurance Reserves (997)
Article 14. Proceedings in Cases of Insolvency and Delinquency 1010-1062
Article 14.2. California Insurance Guarantee Association (1063-1063.16)
Article 14.25. Insurance Assessment Bond Fund (1063.50-1063.68)
Article 14.26. Workers' Compensation Bond Fund (1063.70-1063.77)
Article 14.3. Uniform Liquidation Act (1064.1-1064.13)
Article 14.5. Stop Order Power of the Commissioner (1065.1-1065.7)
Article 14.7. California Life and Health Insurance
Guarantee Association (1067-1067.18)
Article 14.8. Group Enrollment from Health Care Service
Plans (1068-1068.2)
Article 15. Withdrawal of Insurers (1070-1076)
Article 15.5. Administrative Supervision (1077-1077.95)
Article 16. Approval of Reinsurance Plans (1080-1091)
Article 17. Loans and Investments (1100-1107.1)
Article 18. Multiple Insurer Operations (1110-1113)
CHAPTER 2. INCORPORATED INSURERS
Article 1. General (1140-1142)
Article 2. Restrictions on Activities (1152-1155)
Article 3. General Investments (1170-1182)
Article 3.5. Disclosure of Material Transactions (1185-1187)
Article 4. Property Authorized for Excess Funds Investments (1190-1202)
Article 4.5. Leeway Law (1210)
Article 4.6. Hedging (1211-1212)
Article 4.7. Insurance Holding Company System Regulatory
Act (1215-1215.16)
Article 4.8. Business Transacted with Producer Controlled
Insurer (1216-1216.6)
Article 5. Life Insurance Policies (1220-1221)
Article 5.5. Life Insurance Policy Loans (1230-1239.5)
Article 6. Foreign Investments (1240-1241.1)
Article 7. Valuation of Investments (1250-1254)
Article 8. Reinsurance Transactions (1260)
CHAPTER 3. RECIPROCAL INSURERS
Article 1. General Provisions (1280-1284)
Article 2. Organization of Exchange (1300-1315)
Article 3. Filing of Documents (1320-1330)
Article 4. Certificate of Authority (1350-1350.5)
Article 5. Finances (1370-1375)
Article 6. Assessment of Insurers (1390-1402)
Article 7. Dividends (1420)
Article 8. Reports and Examination (1430-1434)
Article 9. Suits (1450-1453)
Article 10. Policy (1470)
Article 11. Rebates
Article 12. Agents and Brokers (1500)
Article 13. Penalties (1510-1512)
Article 14. Tax Provisions (1530-1531)
Article 15. Merger (1540)
Article 16. Merger of Certain Reciprocal Insurers (1550-1559)
Article 17. Conversion of Certain Reciprocal Insurers to
Incorporated Stock Insurers (1560-1560.19)
CHAPTER 4. FOREIGN INSURERS
Article 1. Conditions of Doing Business (1561)
Article 2. Alien Insurers (1580-1599)
Article 3. Agent for Service of Process (1600-1605)
Article 4. Actions Against Nonadmitted Insurers (1610-1620)
Article 4.5. Unauthorized Insurers False Advertising
Process Act (1620.1-1620.7)
CHAPTER 5. PRODUCTION AGENCIES
Article 1. Definitions (1621-1624)
Article 2. Comprehensive Definitions (1625-1630)
Article 3. Licensing (1631-1651)
Article 4. Applications (1652-1661)
Article 5. Bonds (1662-1665)
Article 6. License Qualifications (1666-1673)
Article 7. License Qualification Examinations (1675-1684)
Article 8. Certificates of Convenience (1685-1700)
Article 9. Issuance of Licenses (1702-1707.51)
Article 10. Termination of Licenses (1708-1712.5)
Article 11. License Terms (1716-1723)
Article 12. Conduct of Licensee (1724-1736.5)
Article 13. Disciplinary Actions (1737-1748.5)
Article 13.5. Prelicensing and Continuing Education (1749-1749.9)
Article 14. Fees (1750-1751.7)
Article 15. Travel Insurance Agents (1752-1757)
Article 15.5. Cargo Shippers' Agents (1757.1-1757.3)
Article 16. Variable Contract Agents (1758.1-1758.5)
Article 16.1. Limited License for Retail Vendors of
Communications Equipment (1758.6-1758.693)
Article 16.3. Self-Service Storage Agents (1758.7-1758.792)
Article 16.6. Rental Car Agents (1758.8-1758.891)
Article 16.7. Credit Insurance Agents (1758.9-1758.994)
CHAPTER 5A. ADMINISTRATORS (1759-1759.10)
CHAPTER 6. SURPLUS LINE BROKERS (1760-1780)
CHAPTER 6.1. SURPLUS LINE ADVISORY ORGANIZATION (1780.50-1780.67)
CHAPTER 6.5. REINSURANCE INTERMEDIARIES (1781.1-1781.14)
CHAPTER 7. BAIL LICENSES
Article 1. Qualification and Licensing (1800-1823)
CHAPTER 8. LIFE AND DISABILITY INSURANCE ANALYSTS (1831-1849)
CHAPTER 9. RATES AND RATING AND OTHER ORGANIZATIONS
Article 1. Purpose and Scope of Chapter (1850.4-1851.1)
Article 2. Making and Use of Rates (1853.5-1853.9)
Article 2.5. Making and Use of Rates--Insurance of
Properties Being Purchased From
Department of Veterans Affairs (1853.95-1853.97)
Article 4. Advisory Organizations (1855-1855.5)
Article 5. Joint Underwriting and Joint Reinsurance (1856)
Article 6. Records and Examinations (1857-1857.4)
Article 6.5. Recording and Reporting of Loss and Expense
Experience (1857.7-1857.9)
Article 7. Hearings, Procedure and Judicial Review (1858-1858.7)
Article 8. Penalties (1859-1859.1)
Article 9. Miscellaneous (1860-1860.3)
Article 10. (Reduction and Control of Insurance Rates) 1861.01-1861.16
CHAPTER 10. CHILD CARE INSURANCE ACT (1862-1864)
CHAPTER 10.5. RISK RETENTION (1870)
CHAPTER 12. THE INSURANCE FRAUDS PREVENTION ACT
Article 1. False and Fraudulent Claims (1871-1871.9)
Article 2. Bureau of Fraudulent Claims (1872-1872.96)
Article 3. Insurance Fraud Reporting (1873-1873.4)
Article 4. Motor Vehicle Theft and Motor Vehicle Insurance
Fraud Reporting (1874-1874.8)
Article 4.5. Insurer Inspections (1874.85-1874.87)
Article 4.6. Auto Insurance Fraud Crisis Areas (1874.90)
Article 5. Arson Investigations (1875-1875.8)
Article 5.5. Insurance Claims Analysis Bureaus (1875.10-1875.18)
Article 5.6. Insurer Fraud Investigation (1875.20-1875.24)
Article 6. Deposit of Automobile Insurance Claims
Information (1876-1876.5)
Article 7. Workers' Compensation Insurance Fraud Reporting 1877-1877.5
Article 8. Insurance Fraud Prevention (1879-1879.8)
DIVISION 2. CLASSES OF INSURANCE
PART 1. FIRE AND MARINE INSURANCE
CHAPTER 1. THE MARINE CONTRACT
Article 1. Insurable Interests Peculiar to Marine Insurance (1880-1886)
Article 2. Concealment and Representations--Rules Peculiar to
Marine Insurance (1900-1905)
Article 3. Implied Warranties Peculiar to Marine Insurance (1920-1927)
Article 4. Effect of Course of Voyage (1940-1945)
Article 5. Loss in Marine Insurance (1960-1997)
Article 6. Exemptions (2010)
CHAPTER 2. THE FIRE INSURANCE CONTRACT
Article 1. Change of Risk (2030-2032)
Article 2. Measure of Indemnity (2050-2060)
Article 3. California Standard Form Fire Insurance Policy (2070-2084)
CHAPTER 4. GENERAL MUTUAL INSURERS
Article 1. General Provisions (4010-4019)
Article 2. Directors (4020-4023)
Article 3. Management and Exclusive Agency Contracts (4030-4034)
Article 4. Loans (4040-4044)
Article 5. Dividends to Policyholders (4050-4052)
Article 6. Nonassessable Policies (4060-4064)
Article 7. Insolvency (4070)
Article 8. Applicable Insurance Laws (4080-4081)
Article 9. Merger, Consolidation, Reinsurance, or Transfer of
Assets and Liabilities (4090-4096)
Article 10. Conversion of an Incorporated Medical
Malpractice Mutual Insurer into an
Incorporated Stock Insurer (4097-4097.20)
CHAPTER 5. COUNTY MUTUAL FIRE INSURERS
Article 1. Formation and Organization (5050-5063)
Article 2. Powers (5080-5081)
Article 3. Membership (5090-5094)
Article 4. The Policy (6010-6021)
Article 5. Risks (6040-6050)
Article 6. Reinsurance (6070-6072)
Article 7. Loss (6090-6091)
Article 8. Assessments (7010-7018)
Article 9. Reports and Statements (7030-7031)
Article 9.5. Merger (7040-7044.5)
Article 9.6. Transformation (7045-7049)
Article 10. Dissolution (7050)
Article 11. Exemptions (7060)
CHAPTER 6. COUNTY MUTUAL FIRE REINSURERS
Article 1. Formation and Organization (7080-7093)
Article 2. Powers and Duties (8010-8011)
Article 3. Additional Memberships (8030-8031)
Article 4. Risks (8050-8053)
Article 5. Loss (8070-8078)
Article 6. Assessments and Coverage of Loss (8090-8097)
Article 7. Cancellation of Membership (9010-9012)
Article 8. Reports and Statements (9030-9031)
Article 9. Dissolution (9050)
Article 10. Exemptions (9060)
CHAPTER 7. FRATERNAL FIRE INSURERS (9080-9103)
CHAPTER 8. UNDERWRITERS FIRE PATROLS
Article 1. Scope of Chapter and Definitions (10020-10022)
Article 2. Formation and Organization (10040)
Article 3. Powers (10050-10052)
Article 4. Meetings and Assessments (10070-10080)
CHAPTER 8.5. EARTHQUAKE INSURANCE (10081-10089.4)
CHAPTER 8.6. CALIFORNIA EARTHQUAKE AUTHORITY (10089.5-10089.54)
CHAPTER 8.9. INSURANCE MEDIATION (10089.70-10089.83)
CHAPTER 9. BASIC PROPERTY INSURANCE INSPECTION AND
PLACEMENT PLAN (10090-10100.2)
CHAPTER 10. CALIFORNIA RESIDENTIAL PROPERTY INSURANCE
DISCLOSURE (10101-10107)
CHAPTER 11. SMALL BUSINESS GUIDE TO COMMERCIAL INSURANCE (10108-10108.1)
PART 2. LIFE AND DISABILITY INSURANCE
CHAPTER 1. THE CONTRACT
Article 1. General Provisions (10110-10127.18)
Article 1.5. Discontinuance of Group Life Insurance and
Discontinuance and Replacement of Group
Disability Insurance (10128-10128.4)
Article 1.7. California Cobra Program (10128.50-10128.59)
Article 2. Transfer (10129-10133.9)
Article 2.3. Transfers of Structured Settlement Payment
Rights (10134-10139.5)
Article 2.5. Discriminatory Practices (10140-10145.4)
Article 2.6. Underwriting on the Basis of Test of Genetic
Characteristics (10146-10149.1)
Article 3. Policy Provisions Required (10150-10154)
Article 3a. Standard Nonforfeiture Law for Life
Insurance (10159.1-10167.5)
Article 3b. Standard Nonforfeiture Law for Individual
Deferred Annuities (10168-10168.93)
Article 3.5. Appeals Seeking Independent Medical Review (10169-10169.5)
Article 4. Payment and Proceeds (10170-10180)
Article 5. Exemptions and Miscellaneous Provisions Relating
to Insurance Contracts (10190-10192)
Article 6. Medicare Supplement Policies (10192.1-10192.23)
Article 7. Preexisting Condition Provisions and Late
Enrollees (10198.6-10198.9)
CHAPTER 1.5. HEALTH COVERAGE CONTRACT NOTIFICATION
Article 1. Purpose and Title (10199)
Article 2. General Provisions (10199.1-10199.48)
Article 3. Administration and Enforcement (10199.5-10199.9)
CHAPTER 2. GROUP LIFE POLICIES (10200-10214)
CHAPTER 2.5. BLANKET LIFE INSURANCE (10220-10225)
CHAPTER 2.6. LONG-TERM CARE INSURANCE
Article 1. Definitions (10231-10231.8)
Article 3. General Provisions (10232-10233.9)
Article 3. Administration and Enforcement (10234-10234.7)
Article 3.7. Consumer Protection (10234.8-10234.97)
Article 4. Implementation (10235-10236.8)
Article 5. Inflation Escalator and Benefit Increases (10237-10237.6)
CHAPTER 3. BURIAL CONTRACTS (10240-10252)
CHAPTER 4. STANDARD PROVISIONS IN DISABILITY POLICIES
Article 1. Scope of Chapter and Definitions (10270-10279)
Article 2. Approval of Commissioner (10290-10293)
Article 2.5. Transportation Ticket Policies (10295-10296)
Article 3. Policy Form Generally--Uniform Provisions (10320-10328)
Article 4. Compulsory Standard Provisions--Uniform
Provisions (10350-10354)
Article 5. Optional Standard Provisions and Special
Provisions--Uniform Provisions (10369.1-10369.12)
Article 6. Interpretation of Policy (10380-10390)
Article 7. Exemption (10395)
Article 8. Penalties (10400-10402.1)
CHAPTER 5. GENERAL REGULATION OF LIFE INSURERS
Article 1. Restrictions on Business (10430-10436)
Article 1a. Regulation of Internal Affairs of Mutual
Insurers (10440-10442)
Article 2. Registration of Life Policies (10450-10463)
Article 3. Valuation of Life Policies (10478-10489)
Article 3a. Standard Valuation Law (10489.1-10489.95)
Article 4. Qualifications and Exemptions (10490-10505.1)
Article 5. Pension Funds, Separate Accounts (10506-10506.5)
Article 6. Investment Return Assurance (10507-10507.4)
Article 6.5. Portfolio Indexing (10507.5)
Article 7. Records (10508-10508.8)
Article 8. Requirements for Replacement of Life Insurance
and Annuity Policies (10509-10509.9)
CHAPTER 5.5. LIFE INSURANCE POLICY ILLUSTRATIONS (10509.950-10509.965)
CHAPTER 5.6. LIFE INSURANCE COST INDEXES (10509.970-10509.975)
CHAPTER 6. INCORPORATED LIFE INSURERS ISSUING POLICIES ON A
RESERVE BASIS
Article 1. Capital (10510-10512)
Article 2. Dividends (10530)
Article 3. Premiums and Premium Accounts (10540-10541)
CHAPTER 7. DISABILITY INSURANCE DISCLOSURE (10600-10609)
CHAPTER 8. SMALL EMPLOYER HEALTH INSURANCE
Article 1. Definitions (10700-10701)
Article 2. Small Employer Carrier Requirements (10702-10718.7)
Article 3. Voluntary Reinsurance Mechanism (10719-10729)
Article 4. Purchasing Pool for Small Employers (10730-10749)
CHAPTER 8.5. COVERAGE FOR FEDERALLY ELIGIBLE DEFINED INDIVIDUALS 10785
CHAPTER 9. THE PRIVATE HEALTH CARE VOLUNTARY PURCHASING
ALLIANCE ACT
Article 1. General (10800-10803)
Article 2. Definitions (10810)
Article 3. Regulation (10820-10826)
Article 4. Conflicts of Interest (10830)
Article 5. Additional Powers of and Restrictions on
Purchasing Alliances (10840-10845)
Article 6. Participating Carriers (10850-10856)
Article 7. Contracts with Employers, Small Employers, and
Participating Carriers (10860-10861)
Article 8. Marketing (10870-10873)
Article 9. Solvency (10880)
Article 10. Exemptions (10885-10887)
CHAPTER 9.5. INDIVIDUAL ACCESS TO CONTRACTS FOR HEALTH
CARE SERVICES (10900-10902.6)
CHAPTER 10. FRATERNAL BENEFIT SOCIETIES
Article 1. Scope of Chapter (10970-10976)
Article 2. Definitions (10990-10993)
Article 3. Organization (11010-11033)
Article 4. Benefits (11040-11044)
Article 5. Contract (11060-11073)
Article 6. Powers of Commissioner (11090-11112)
Article 7. Financial Matters (11120-11146)
Article 8. Violations and Penalties (11160-11165)
CHAPTER 10A. FIREMEN'S, POLICEMEN'S, OR PEACE OFFICERS'
BENEFIT AND RELIEF ASSOCIATIONS (11400-11407)
CHAPTER 11. CHANGE BY ASSESSMENT PLAN INSURER TO RESERVE
PLAN
Article 1. Authorization and Effect (11420-11422)
Article 2. Capital Adjustments (11440-11443)
Article 3. Transfer of Insurance (11460)
Article 4. Powers of Insurer After Transformation (11470-11472)
Article 5. Valuation of Policies (11490)
CHAPTER 12. GRANTS AND ANNUITIES SOCIETIES (11520-11524)
CHAPTER 13. VOLUNTARY MUTUALIZATION OF INCORPORATED LIFE AND
LIFE AND DISABILITY INSURERS HAVING A CAPITAL
STOCK AND ISSUING NONASSESSABLE POLICIES ON A
RESERVE BASIS
Article 1. Authority and Requirements to Mutualize (11525-11528)
Article 2. Execution of Plan (11529-11533)
CHAPTER 14. CONVERSION OF AN INCORPORATED MUTUAL LIFE OR
LIFE AND DISABILITY INSURER INTO AN
INCORPORATED STOCK LIFE INSURER ISSUING
POLICIES ON A RESERVE BASIS
Article 1. Authority and Requirements to Convert (11535-11549)
PART 3. LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER
LIABILITY INSURANCE
CHAPTER 1. GENERAL REGULATIONS
Article 1. Reserves of Insurers (11550-11558)
Article 2. Actions on Policies Containing Liability
Provisions (11580-11589.5)
Article 2.5. Personal Liability Insurance Providing
Workers' Compensation Coverage for
Household Employees (11590-11593)
Article 3. Capital Requirements of Reserve Basis Insurers (11600-11602)
Article 4. Assigned Risk Plans (11620-11627)
Article 5. Motor Vehicle Liability Insurance (11628-11629.5)
Article 5.5. California Low-Cost Automobile Insurance
Program (11629.7-11629.85)
CHAPTER 2. WORKERS' COMPENSATION POLICIES
Article 1. Definitions (11630-11631)
Article 2. Policy Provisions (11650-11665)
CHAPTER 3. REGULATION OF BUSINESS OF WORKERS' COMPENSATION
INSURANCE
Article 1. Deposits by Workers' Compensation Insurers (11690-11703)
Article 2. State Rate Supervision (11730-11742)
Article 3. Rating and Other Organizations (11750-11759.2)
Article 4. Penalties for Misrepresentation (11760)
Article 5. Standards Applicable to Claims Adjusters (11761)
CHAPTER 4. THE STATE COMPENSATION INSURANCE FUND
Article 1. Organization and Powers (11770-11805)
Article 2. Rates (11820-11822)
Article 3. Policies (11840-11846)
Article 4. Reports and Statements (11860)
Article 5. Coverage of Public Employers (11870-11874)
Article 6. Penalties (11880-11881)
CHAPTER 5. MARKET ASSISTANCE PROGRAM FOR LONG-TERM HEALTH
CARE FACILITY LIABILITY INSURANCE (11890-11892)
PART 4. MISCELLANEOUS CASUALTY INSURANCES
CHAPTER 1. SURETY INSURERS ON RESERVE BASIS; CAPITAL
REQUIREMENTS AND PERMITTED INSURANCES
Article 1. Capital and Scope of Business (12050-12055)
Article 2. Administrative Control (12070-12073)
Article 3. Special Restrictions on Business (12090-12093)
Article 4. Special Regulations (12095-12097)
Article 5. Financial Guaranty Insurance (12100-12122)
CHAPTER 2. OTHER CASUALTY INSURERS ON RESERVE BASIS; CAPITAL
REQUIREMENTS AND PERMITTED INSURANCES (12124)
CHAPTER 3. GROUP AND INDIVIDUAL PLANS FOR LEGAL INSURANCE (12125-12129)
PART 5. MOTOR CLUBS
CHAPTER 1. DEFINITIONS AND EXEMPTIONS (12140-12159)
CHAPTER 2. CERTIFICATE OF AUTHORITY (12160-12170)
CHAPTER 3. THE SERVICE CONTRACT (12250-12256)
CHAPTER 4. AGENTS (12280-12281)
CHAPTER 5. PENALTIES (12311)
PART 6. INSURANCE COVERING LAND
CHAPTER 1. TITLE INSURANCE
Article 1. Definitions (12340-12342)
Article 2. Title Insurers; Capital and Guarantee Fund
Requirements (12350-12360)
Article 3. Title Insurers: Finances and Investments (12370-12377)
Article 3.5. Unearned Premium Reserve and Reserve for
Unpaid Losses and Loss Expense (12380-12388)
Article 3.7. Underwritten Title Companies (12389-12389.6)
Article 4. General Powers (12390-12394)
Article 4.5. Business Plans (12396-12399)
Article 5. Exemptions (12400-12400.5)
Article 5.5. Rate Filing and Regulation (12401-12401.10)
Article 5.7. Advisory Organizations (12402-12402.2)
Article 6. Rebates and Commissions (12404-12413.5)
Article 6.7. Hearings, Procedure, and Judicial Review 12414.13-12414.19
Article 6.9. Examinations, Penalties and Miscellaneous 12414.20-12414.31
Article 7. Annual Renewal Fees (12415-12417)
CHAPTER 2. MORTGAGE INSURANCE
Article 1. Definitions (12420-12428)
Article 2. Capital Requirements and Permitted Insurances (12440-12442)
Article 3. Profits, Surplus and Dividends (12460-12464)
Article 4. Investments and Loans (12480-12490)
Article 5. Restrictions on Policies (12500-12502)
Article 6. Mortgage Participation Certificates and Trusts (12520-12532)
Article 7. Amendment, Cancellation and Exchange of Mortgage
Participation Certificates and Securities (12540-12543)
Article 8. Conservatorship (12550-12569)
Article 9. Appraisers and Appraisements (12580-12584)
Article 11. Moratoria on Securities (12620)
Article 11.5. Rehabilitation (12629-12629.48)
Article 12. Penalties (12630-12631)
CHAPTER 2A. MORTGAGE GUARANTY INSURANCE
Article 1. Definitions (12640.01-12640.02)
Article 2. Capital, Surplus and Contingency Reserve
Requirements (12640.03-12640.06)
Article 4. Limitations and Restrictions for
Transacting Business (12640.07-12640.11)
Article 5. Rebates and Commissions (12640.12-12640.15)
Article 6. Financial Statements (12640.16)
Article 7. Applicability of Other Laws (12640.17)
Article 8. Additional Powers of Commissioner (12640.18)
Article 9. Advertising (12640.19)
Article 10. Fees (12640.20)
CHAPTER 3. LAND VALUE INSURANCE (12660-12661)
PART 6.1. HEALTH DISABILITY INSURANCE CONVERSION (12670-12692.5)
PART 6.2. HEALTHY FAMILIES
CHAPTER 1. PURPOSE (12693)
CHAPTER 2. DEFINITIONS (12693.01-12693.17)
CHAPTER 3. CREATION OF PROGRAM AND POWERS OF THE BOARD 12693.20-12693.21
CHAPTER 4. ADMINISTRATION (12693.25-12693.54)
CHAPTER 5. HEALTH BENEFITS AND COPAYMENTS (12693.60-12693.62)
CHAPTER 6. DENTAL BENEFITS AND COPAYMENTS (12693.63-12693.64)
CHAPTER 7. VISION BENEFITS AND COPAYMENTS (12693.65-12693.66)
CHAPTER 8. LINKAGES WITH PUBLIC PROGRAMS (12693.68-12693.69)
CHAPTER 9. ELIGIBILITY (12693.70-12693.765)
CHAPTER 10. FISCAL INTEGRITY (12693.77)
CHAPTER 11. PROTECTION AGAINST SUBSTITUTION OF BENEFITS 12693.80-12693.84
CHAPTER 12. APPEALS (12693.85-12693.89)
CHAPTER 13. HEALTHY FAMILIES ADVISORY BOARD (12693.90)
CHAPTER 14. RURAL DEMONSTRATION PROJECT (12693.91-12693.915)
CHAPTER 15. REPORTS (12693.92-12693.95)
CHAPTER 16. FUNDS (12693.96-12693.97)
CHAPTER 16.1. HEALTHY FAMILIES BRIDGE BENEFITS PROGRAM (12693.98-12694)
CHAPTER 17. REPEAL
PART 6.3. ACCESS FOR INFANTS AND MOTHERS
CHAPTER 1. GENERAL PROVISIONS AND DEFINITIONS
Article 1. General (12695-12695.24)
CHAPTER 2. POWERS AND DUTIES OF THE BOARD
Article 1. Administration (12696-12696.20)
Article 2. Advisory Panel (12696.5)
CHAPTER 3. PARTICIPATING HEALTH PLANS (12696.7-12697.15)
CHAPTER 4. SUBSCRIBER ELIGIBILITY AND ENROLLMENT
Article 1. Eligibility and Coverage (12698-12698.35)
Article 2. Unfair Competition and Labor Practices (12698.50-12698.56)
CHAPTER 5. PERINATAL INSURANCE FUND (12699-12699.05)
CHAPTER 6. OPERATION OF PROGRAM
PART 6.4. COUNTY HEALTH INITIATIVE MATCHING FUND (12699.50-12699.63)
PART 6.5. CALIFORNIA MAJOR RISK MEDICAL INSURANCE PROGRAM
CHAPTER 1. GENERAL (12700)
CHAPTER 2. DEFINITIONS (12705)
CHAPTER 3. POWERS AND DUTIES (12710-12714)
CHAPTER 4. POLICIES ISSUED BY THE BOARD (12715-12718)
CHAPTER 5. PARTICIPATING HEALTH PLANS (12720-12723)
CHAPTER 6. SUBSCRIBER ELIGIBILITY AND ENROLLMENT (12725-12733)
CHAPTER 7. PLAN RATES AND COMPENSATION FROM THE FUND (12735-12738)
CHAPTER 8. MAJOR RISK MEDICAL INSURANCE FUND (12739-12739.4)
PART 7. HOME PROTECTION
CHAPTER 1. DEFINITIONS AND LICENSING (12740-12745)
CHAPTER 2. FISCAL REQUIREMENTS (12750-12757)
CHAPTER 3. OTHER PROVISIONS (12760-12764)
PART 8. SERVICE CONTRACTS (12800-12865)
DIVISION 3. THE INSURANCE COMMISSIONER
CHAPTER 1. APPOINTMENT, QUALIFICATION, AND OFFICES (12900-12907)
CHAPTER 2. POWERS AND DUTIES
Article 1. Generally (12919-12938)
Article 1.1. The California Community Development
Financial Institution Tax Credit Program (12939-12939.1)
Article 2. Review of Commissioner's Acts (12940)
Article 3. Procuring Information on Policies (12950-12959)
Article 3.5. Reporting (12961-12969)
Article 4. Fees (12970-12980)
Article 5. Fee Oversight (12990-12995)
Article 7. Suspension of Privilege of Appearing or
Practicing Before the Commissioner (13500-13505)
CHAPTER 3. CONCILIATION (13600-13601)
CHAPTER 4. HOLOCAUST ERA INSURANCE REGISTRY (13800-13807)
CHAPTER 5. SLAVERY ERA INSURANCE POLICIES (13810-13813)
DIVISION 5. INSURANCE ADJUSTERS
CHAPTER 1. INSURANCE ADJUSTER ACT
Article 1. General Provisions (14000-14002)
Article 2. Administration (14010-14013)
Article 3. Regulation, Licensing, and Registration (14020-14045)
Article 4. Bonds (14050-14054)
Article 5. Disciplinary Proceedings (14060-14065)
Article 6. Nonresidents (14070-14078)
Article 7. Penal Provisions (14080)
Article 8. Expiration and Renewal of Licenses and Cards (14090-14094)
Article 9. Revenue (14097-14099)
CHAPTER 2. PUBLIC INSURANCE ADJUSTERS ACT
Article 1. General Provisions (15000-15002)
Article 2. Administration (15003-15005)
Article 3. Regulation, Licensing, and Registration (15006-15032)
Article 4. Bonds (15033-15037)
Article 5. Disciplinary Proceedings (15038-15043)
Article 6. Nonresidents (15044-15052)
Article 7. Penal Provisions (15053)
Article 8. Expiration and Renewal of Licenses and Cards (15054-15062)
CHAPTER 3. EMERGENCY DISASTER ASSESSMENT
Article 1. General Provisions (16000-16002)
Article 2. Emergency Disaster Assessment (16010-16016)
Article 3. Adjuster Identification (16020-16022)
Article 4. Coordination of Emergency Operations (16030)
