Financial Code
GENERAL PROVISIONS (1-22)
DIVISION 1. BANKS
CHAPTER 1. SCOPE AND DEFINITIONS (99-151)
CHAPTER 1.5. TRANSITION PROVISIONS (180-185)
CHAPTER 2. DEPARTMENT OF FINANCIAL INSTITUTIONS
Article 1. General (200)
Article 2. Commissioner of Financial Institutions (210-217)
Article 3. Deputies and Employees (230-235)
Article 4. Administration of Department (250-263)
Article 4.5. Financial Institutions Fund (265)
Article 5. State Banking Account (270-277)
CHAPTER 3. ORGANIZATION OF BANKS
Article 1. General (350-351)
Article 2. Application (360-363)
Article 4. Authorization to Engage in Banking (399-407)
Article 5. Location of Head Office (419-421)
CHAPTER 4. BRANCH OFFICES, OTHER PLACES OF BUSINESS, AND
AUTOMATED TELLER MACHINES
Article 1. Exemptions (490)
Article 2. Branches (500-512)
Article 3. Other Places of Business (540-547)
Article 4. Automated Teller Machine Branch Offices (550-559)
Article 5. Automated Teller Machine Networks (560-561)
CHAPTER 5. CORPORATE REQUIREMENTS
Article 1. Articles, Bylaws, and Name (600-602)
Article 2. Shares (620-622)
Article 3. Distributions to Shareholders (640-646)
Article 4. Shareholders' Equity (660-663)
Article 4.5. Capital Notes and Debentures (670)
Article 5. Directors (679-688)
Article 5.5. Shareholders (689)
Article 6. Sale of Securities (690-698)
Article 7. Acquisition of Control (700-711)
CHAPTER 6. POWERS AND MISCELLANEOUS PROVISIONS (750-782)
CHAPTER 6.5. AGENCY ACTIVITIES
Article 1. General Provisions (800-802)
Article 2. California State Bank as Principal (810-816)
Article 3. California State Bank as Agent (820-826)
CHAPTER 7. DEPOSITS
Article 1. Depositors (850-864)
Article 1.8. Disclosure of Delayed Availability Policy (866-867)
Article 2. Dormant Accounts (874)
CHAPTER 8. WITHDRAWALS AND COLLECTIONS
Article 1. General (952-954)
Article 2. Certified Checks (970-971)
CHAPTER 9. LEGAL INVESTMENTS FOR SAVINGS BANKS (1000-1018)
CHAPTER 10. COMMERCIAL BANKS
Article 1. General (1200-1208)
Article 2. Loan Limits (1220-1238)
Article 4. Investments (1335-1338)
Article 5. Miscellaneous (1380-1382)
CHAPTER 11. INDUSTRIAL BANKS
Article 1. General Provisions (1400-1403)
Article 2. Business of Industrial Banks (1410-1412)
CHAPTER 12. TRUST COMPANIES
Article 1. General Provisions (1500-1505)
Article 2. Fiduciary Activities (1520-1522)
Article 3. Deposits with State Treasurer (1540-1547)
Article 4. Investments (1560-1565)
Article 5. General (1580-1591)
CHAPTER 13. SAFE DEPOSIT
Article 1. General (1650)
Article 2. Remedies for Nonpayment of Rent (1660-1680)
CHAPTER 13.5. FOREIGN (OTHER NATION) BANKS
Article 1. General Provisions (1700-1716)
Article 2. Representative Offices (1725-1729)
Article 3. Agencies and Branch Offices (1750-1763)
Article 4. Voluntary Surrender of License (1775)
Article 5. Enforcement (1780-1785)
CHAPTER 14. TRANSMISSION OF MONEY ABROAD (1800-1827)
CHAPTER 14A. TRAVELERS CHECKS
Article 1. General Provisions (1851-1852.3)
Article 2. Prohibitions (1853-1854.1)
Article 3. Application for License (1855-1856)
Article 4. Granting and Renewal of Licenses (1857-1860)
Article 5. Obligations of Licensees (1862-1876)
Article 5.1. Eligible Securities (1876.1-1876.12)
Article 6. Examinations (1877)
Article 7. Enforcement (1880-1897)
CHAPTER 15. EXAMINATIONS AND REPORTS
Article 1. Examinations (1900-1917)
Article 2. Reports (1930-1945)
Article 3. Accounting (1951-1952)
CHAPTER 17. LIQUIDATION, CONSERVATORSHIP, REORGANIZATION, AND
DISSOLUTION
Article 1. Liquidation by the Commissioner (3100-3132)
Article 2. Voluntary Liquidation (3150)
Article 3. Disposal of Unclaimed Trust Property (3160-3162)
Article 4. Conservatorship (3180-3187)
Article 5. Reorganization (3200-3204)
Article 6. Liquidation of Insured Banks (3220-3225)
Article 7. Priorities (3240)
CHAPTER 18. PROHIBITED PRACTICES AND PENALTIES
Article 1. Miscellaneous Offenses (3350-3369)
Article 2. Loans to Insiders (3370-3376)
Article 3. Banking Business by Unauthorized Persons (3390-3397)
CHAPTER 19. INTERNATIONAL AND FOREIGN BANKING AND FINANCING
Article 1. International and Foreign Banking and Financing
Corporations (3500-3548)
Article 2. Bank Investments in International or Foreign
Banking or Financing Corporations Organized Under
the Laws of the United States (3560-3562)
Article 3. Bank Investments in International or Foreign
Banking or Financing Corporations Organized Under
the Laws of Any State of the United States (3570)
Article 4. Bank Investments in Foreign Banks (3580)
CHAPTER 20. BANK EXTRAORDINARY SITUATION CLOSING (3600-3606)
CHAPTER 21. BANK HOLDING COMPANIES (3700-3707)
CHAPTER 21.5. INTERSTATE ACQUISITIONS (3750-3754)
CHAPTER 22. FOREIGN (OTHER STATE) BANKS
Article 1. General Provisions (3800-3806)
Article 2. California Branch Offices (3820-3827)
Article 3. Facilities of Insured Foreign (Other State) Banks (3840-3845)
Article 4. Facilities of Uninsured Foreign (Other State) Banks 3860-3871
CHAPTER 23. APPROVAL OF NAMES OF NONBANK CORPORATIONS (3900-3904)
DIVISION 1.1. THE SETTING OF FEES IN CONSUMER CREDIT AGREEMENTS
AND RELATED CONSUMER PROTECTIONS (4000-4002)
DIVISION 1.2. CALIFORNIA FINANCIAL INFORMATION PRIVACY ACT (4050-4060)
DIVISION 1.3. FINANCIAL INSTITUTIONS (4100)
DIVISION 1.5. DEPOSITORY CORPORATIONS--SALE, MERGER, AND
CONVERSION
CHAPTER 1. GENERAL PROVISIONS
Article 1. Short Title, Construction, and Severability (4800-4803)
Article 2. Definitions (4805.01-4805.18)
Article 3. Other General Provisions (4820-4828.7)
CHAPTER 2. ADMINISTRATION (4830-4839)
CHAPTER 3. SALE
Article 1. General Provisions (4840-4843)
Article 2. Sale of Whole Business Unit to California State
Depository Corporation or California
State-Licensed Foreign (Other Nation) Bank (4845-4862)
Article 3. Sale of Whole Business Unit to Federal Depository
Corporation, California Federally Licensed
Foreign (Other Nation) Bank, or Insured Foreign
(Other State) State Depository Corporation (4870-4875)
Article 3.5. Sale of Whole Business Unit of California
State Independent Trust Company to
Uninsured Foreign (Other State) State
Depository Corporation (4876.01-4876.09)
Article 4. Certain Sales of Partial Business Units (4877.01-4877.07)
Article 4.5. Sale of Partial Trust Business Unit by
California State Bank or Savings
Association to Uninsured Foreign (Other
State) State Depository Corporation (4878.01-4878.08)
Article 5. Other Sales of Partial Business Units (4879.01-4879.17)
CHAPTER 4. MERGER
Article 1. Merger Into California State Depository Corporation 4880-4891
Article 2. Merger Into California State-Licensed Foreign
(Other Nation) Bank (4895.01-4895.06)
Article 3. Merger Into Federal Depository Corporation,
California Federally Licensed Foreign (Other
Nation) Bank, or Insured Foreign (Other State)
State Depository Corporation (4900-4905)
Article 4. Merger of California State Independent Trust
Company into Uninsured Foreign (Other
State) Depository Corporation (4908.01-4908.10)
CHAPTER 5. CONVERSION
Article 1. Conversion of California State Depository
Corporation Into California State Depository
Corporation (4920-4930)
Article 2. Conversion of Federal Depository Corporation Into
California State Depository Corporation (4940-4952)
Article 3. Conversion of California State Depository
Corporation Into Federal Depository Corporation (4960-4966)
DIVISION 1.6. ____
CHAPTER 1. GENERAL PROVISIONS AND DEFINITIONS (4970)
CHAPTER 2. PROHIBITED ACTS (4973)
CHAPTER 3. ENFORCEMENT (4974-4979.8)
DIVISION 1.7. SECURITIES SALES (4981-4983)
DIVISION 1.8. PERSONS CONNECTED WITH FINANCIAL INSTITUTIONS (4990-4991)
DIVISION 2. SAVINGS ASSOCIATION LAW
CHAPTER 1. SHORT TITLE, GENERAL DEFINITIONS, AND GENERAL
PROVISIONS
Article 1. Short Title (5000)
Article 2. General Definitions (5100-5124)
Article 3. General Provisions (5203-5209)
Article 4. Penalties (5300-5311)
Article 5. Criminal Forfeiture (5320-5325)
Article 6. Civil Penalties (5330)
CHAPTER 2. CORPORATE ORGANIZATION AND CORPORATE CHANGES
Article 1. Organizing Permit (5400-5403)
Article 2. Petition for Certificate of Authority (5500-5506)
Article 3. Postincorporation Organization of Associations (5600-5618)
Article 4. Issuance of Stock and Certificates (5620-5624)
Article 5. Association Name, Office (5650-5655)
Article 6. Conversions (5700-5718)
Article 7. Power to Reorganize, Merge, Consolidate, or
Transfer Assets (5750-5762)
Article 8. Holding Companies and Stock Acquisitions (5800-5811)
Article 9. Dissolution (5850)
Article 10. Mutual Holding Companies (5860-5868)
CHAPTER 3. CORPORATE ADMINISTRATION
Article 1. Meetings of Members of Mutual Associations (6000-6006)
Article 2. Access to Books and Records; Communication with
Stockholders or Members; Derivative Actions (6050-6053)
Article 3. Financial Statement Publication (6100)
Article 4. Directors (6150-6157)
Article 5. Indemnity Bonds (6200-6204)
Article 6. Records (6450-6458)
Article 7. Statutory Net Worth; Reserve Accounts (6475-6477)
CHAPTER 4. POWERS OF ASSOCIATIONS
Article 1. General Powers (6500-6530)
Article 2. Branching and Agency Powers (6550-6558)
CHAPTER 5. SAVINGS OPERATIONS
Article 1. Savings Liability (6600-6603)
Article 2. Savings Accounts (6651-6663)
Article 3. Contracts for Savings Programs (6700-6702)
Article 4. Powers of Attorney on Savings Accounts (6725)
Article 5. Married Persons and Minors (6750-6752)
Article 6. Multiple-Party Accounts (6800-6805)
Article 7. Accounts of Administrators, Executors, Guardians,
Custodians, Trustees, and Other Fiduciaries (6850-6856)
Article 8. Accounts of Incompetents (6900)
Article 9. Accounts of Deceased Nonresidents (6950-6951)
Article 10. Savings Accounts as Legal Investments and as
Security; Public Funds (7000-7002)
Article 11. Interest (7050-7055)
Article 12. Withdrawals (7100)
Article 13. Redemption (7150-7154)
CHAPTER 6. INVESTMENT OPERATIONS
Article 1. Required Liquidity (7200)
Article 2. Investment in Securities (7250-7252)
Article 2.5. Other Authorized Investments in Bonds and
Securities (7260-7275)
Article 3. Investment in Business Property (7300)
Article 4. Purchase of Real Estate (7350)
Article 5. Investment in Loans (7450-7462)
Article 6. Real Estate Loans (7500-7509)
Article 7. Successors in Interest in Loans (7600)
Article 8. Salvage of Loans and Investments (7650)
Article 9. Usury Exemption (7675)
Article 10. Finance Leasing (7700.3-7704)
Article 10.5. Leasing (7720)
Article 11. Hazard Insurance (7800)
CHAPTER 7. SUPERVISION
Article 1. Department of Savings and Loan (8009-8010)
Article 2. Savings and Loan Account (8030-8037)
Article 3. General Supervisory Powers and Duties of
Commissioner (8050-8055)
Article 4. Reports and Examinations (8150-8160)
Article 5. Enforcement (8200-8202)
Article 6. Conservatorship (8225-8230)
Article 7. Receivership (8250-8254)
CHAPTER 8. FEDERAL ASSOCIATIONS (8500-8501)
CHAPTER 9. FEES (9000-9001)
CHAPTER 10. FOREIGN (NATIONAL) SAVINGS COMPANIES (10000-10009)
(CHAPTER 10.1. FOREIGN (REGIONAL) SAVINGS COMPANIES) (10010)
DIVISION 3. CHECK SELLERS, BILL PAYERS, AND PRORATERS
CHAPTER 1. DEFINITIONS (12000-12005)
CHAPTER 2. APPLICATION OF DIVISION (12100-12108)
CHAPTER 3. LICENSING (12200-12225)
CHAPTER 4. LICENSEE REGULATIONS (12300-12331)
CHAPTER 5. REVOCATION OF LICENSES (12400-12403)
DIVISION 4. AUTOMATED TELLER MACHINES: USER SAFETY
CHAPTER 1. INTENT (13000)
CHAPTER 2. DEFINITIONS (13020)
CHAPTER 3. LOCATION AND INSTALLATION (13030-13031)
CHAPTER 4. LIGHTING (13040-13041)
CHAPTER 5. CONSUMER EDUCATION (13050)
CHAPTER 6. EXEMPTIONS (13060)
CHAPTER 7. EFFECT OF COMPLIANCE (13070)
DIVISION 4.5. AUTOMATED TELLER MACHINE SURCHARGE DISCLOSURE (13080-13083)
DIVISION 5. CREDIT UNIONS
CHAPTER 1. GENERAL PROVISIONS
Article 1. Definitions (14000-14007)
Article 2. General (14050-14052)
CHAPTER 2. FORMATION
Article 1. Incorporation and Bylaws (14100-14103)
Article 2. Certificate to Act as a Credit Union (14150-14156)
CHAPTER 3. ADMINISTRATION AND POWERS OF THE COMMISSIONER
Article 1. General (14200-14211)
Article 2. Examinations and Reports (14250-14257)
Article 3. Enforcement (14300-14319)
Article 4. Costs of Administration (14350-14356)
Article 5. Credit Union Advisory Committee (14380-14384)
CHAPTER 4. MANAGEMENT AND OPERATIONS
Article 1. General (14400-14410)
Article 2. Directors (14450-14456)
Article 3. Officers (14500-14502)
Article 4. Supervisory Committee (14550-14555)
Article 5. Credit Committee and Loan Officers (14600-14605)
Article 6. Investments (14650-14656)
Article 7. Reserves (14700-14703)
Article 8. Penalties (14750-14768)
CHAPTER 5. MEMBERS (14800-14822)
CHAPTER 6. SHARE ACCOUNTS AND CERTIFICATES FOR FUNDS
Article 1. General (14850-14868)
Article 2. Dividends (14900-14905)
CHAPTER 7. LOANS
Article 1. General (14950-14959)
Article 2. Maximum Charges and Fees (15001)
Article 3. Loans to Directors, Officers and Committee Members 15050-15051
Article 4. Limitations (15100-15102)
CHAPTER 9. MERGER, DISSOLUTION AND CONVERSION
Article 1. Merger (15200-15204)
Article 2. Dissolution (15250-15260)
Article 3. Conversion Into Federal Credit Unions (15300-15306)
Article 4. Conversion of Federal Credit Union (15350-15359)
CHAPTER 10. CENTRAL CREDIT UNION
Article 1. Definition (15400)
Article 2. General (15450-15451)
CHAPTER 11. FOREIGN (OTHER STATE) CREDIT UNIONS
Article 1. General Provisions (16000-16013)
Article 2. Establishment of a California Branch Office or
California Facility (16020-16024)
Article 5. Relocation or Discontinuance of California Branch
Office or California Facility (16075-16077)
Article 6. Conduct of Credit Union Business (16100-16103)
Article 7. Examination, Reports, and Records (16150-16154)
Article 9. Enforcement (16200-16206)
CHAPTER 12. FOREIGN (OTHER NATION) CREDIT UNIONS
Article 1. General Provisions (16500-16512)
Article 2. Representative Offices (16525-16530)
Article 3. Branch Offices and Agencies (16550-16555)
Article 6. Conduct of Credit Union Business (16600-16607)
Article 7. Examination, Reports, and Records (16700-16704)
Article 8. Voluntary Surrender of License (16800)
Article 9. Enforcement (16900-16906)
DIVISION 6. ESCROW AGENTS
CHAPTER 1. APPLICATION OF THIS DIVISION (17000-17010)
CHAPTER 2. LICENSE AND BOND (17200-17215)
CHAPTER 2.5. ESCROW AGENTS' FIDELITY CORPORATION
Article 1. Definitions (17300-17305)
Article 2. Purpose: Scope of Guarantee (17310-17315)
Article 3. Membership Fee and Assessments (17320-17324)
Article 4. General Provisions (17330-17350)
CHAPTER 3. ESCROW REGULATIONS (17400-17424)
CHAPTER 4. REVOCATION OF LICENSE (17600-17609.2)
CHAPTER 5. HEARINGS (17610-17614)
CHAPTER 6. LIQUIDATION AND CONSERVATORSHIP
Article 1. Possession by Commissioner (17621-17629)
Article 2. Conservatorship (17630-17634)
Article 3. Liquidation by the Commissioner (17635-17654)
CHAPTER 7. CRIMES AND CIVIL PENALTIES (17700-17702)
DIVISION 7. INDUSTRIAL LOAN COMPANIES
CHAPTER 1. GENERAL PROVISIONS
Article 1. Definitions (18000-18019)
Article 2. General Provisions (18020-18030)
Article 3. Real Property Held (18040-18043)
Article 4. Advertising (18055-18063)
CHAPTER 2. FORMATION AND ORGANIZATION
Article 1. General (18100-18104)
Article 2. Applications (18115-18120)
Article 3. Capitalization (18130-18139)
Article 4. Branch Offices (18145-18154)
Article 5. Change of Location (18165-18166)
CHAPTER 3. LOANS AND PURCHASED OBLIGATIONS
Article 1. General (18190-18192)
Article 2. Terms and Maximum Charges (18205-18222)
Article 3. Disclosure and Loan Documents (18230-18235)
Article 4. Credit Cards (18245)
Article 5. Limitations and Regulations of Loans and
Purchased Obligations (18265-18274)
Article 6. Insurance Sold With Loans (18290-18296)
Article 6.5. Open-End Loans (18300-18303)
CHAPTER 4. INVESTMENT CERTIFICATES (18315-18325)
CHAPTER 5. ADMINISTRATION AND POWERS OF THE COMMISSIONER
Article 1. General (18339-18368)
Article 2. Examinations (18390-18396)
Article 3. Reports and Financial Statements (18405-18412)
Article 4. Possession, Conservatorship, and Liquidation
by the Commissioner (18415-18425.17)
Article 5. Securities Transactions (18427-18427.11)
CHAPTER 6. PROHIBITED PRACTICES AND PENALTIES (18435-18457)
CHAPTER 7. GUARANTEE OF THRIFT ACCOUNTS
Article 1. Definitions (18475-18481)
Article 2. General (18490-18512)
Article 3. Purpose and Scope of Guaranty Corporation (18520-18525)
Article 4. Assessments (18535-18538)
CHAPTER 8. INSURANCE PREMIUM FINANCING
Article 1. Definitions (18560-18567)
Article 2. General (18580-18596)
Article 3. Provisions of Premium Finance Agreements (18605-18611)
Article 4. Limitation on Finance Charges (18625-18631)
Article 5. Charges on Scheduled Balances (18634-18643)
CHAPTER 9. INTERSTATE ACQUISITIONS (18650-18654)
CHAPTER 10. FOREIGN (OTHER STATE) INDUSTRIAL LOAN COMPANIES:
AGENCY ACTIVITIES
Article 1. General Provisions (18660-18666)
Article 2. Facilities of Insured Foreign (Other State)
Industrial Loan Companies (18670-18675)
Article 3. California Branch Offices (18680-18687)
Article 4. California Industrial Loan Company as Principal (18690-18697)
Article 5. California Industrial Loan Company as Agent (18700-18707)
DIVISION 8. PAWNBROKERS
CHAPTER 1. GENERAL PROVISIONS
Article 1. Definitions (21000-21002)
Article 2. Exceptions to This Division (21050-21051)
CHAPTER 2. PAWNBROKER REGULATIONS (21200-21209)
CHAPTER 3. LICENSURE (21300-21307)
DIVISION 9. CALIFORNIA FINANCE LENDERS LAW
CHAPTER 1. GENERAL PROVISIONS
Article 1. Definitions (22000-22011)
Article 2. Exemptions (22050-22064)
Article 3. Licensing (22100-22112)
Article 4. Regulations (22150-22168)
CHAPTER 2. CONSUMER LOANS
Article 1. Definitions (22200-22204)
Article 2. Exemptions (22250-22251)
Article 3. Loan Regulations (22300-22342)
Article 4. Charges On Scheduled Balances (22400-22402)
Article 5. Open-End Loan Programs (22450-22467)
Article 6. Disclosure of Loan Applications (22470)
CHAPTER 3. COMMERCIAL LOANS
Article 1. Definitions (22500-22502)
Article 2. Exemptions (22550-22551)
Article 3. Loan Regulations (22600-22601)
Article 4. Open-End Credit Programs (22650)
CHAPTER 4. REVOCATION AND PENALTIES
Article 1. Revocation and Suspension of License (22700-22718)
Article 2. Consumer Loan Penalties (22750-22754)
Article 3. Commercial Loan Penalties (22780)
DIVISION 10. CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW
CHAPTER 1. GENERAL PROVISIONS
Article 1. Construction and Definitions (23000-23001)
Article 2. Licensing and Exemptions (23005-23014)
Article 3. Administration and Operations (23015-23027)
CHAPTER 2. DEFERRED DEPOSIT TRANSACTIONS (23035-23037)
CHAPTER 3. ENFORCEMENT
Article 1. Administrative Actions (23045-23058)
Article 2. Penalties for Misconduct (23060-23063)
Article 3. Civil Damages (23064-23064.5)
Article 4. Crimes (23065)
Article 5. Transition Provisions (23070-23074)
Article 6. Miscellaneous (23100-23106)
(DIVISION 10. CONSUMER FINANCE LENDERS) (24058)
DIVISION 11.5. NATIONAL HOUSING ACT LOANS
CHAPTER 1. INVESTMENTS (27000-27004)
CHAPTER 2. SECURITIES FOR DEPOSIT (27050)
DIVISION 12. COLLEGE LOANS (28000-28001)
DIVISION 13. PREMIUM FINANCING (29000-29003)
DIVISION 14. SECURITIES DEPOSITORIES
CHAPTER 1. APPLICATION OF THIS DIVISION (30000-30006)
CHAPTER 2. LICENSE (30200-30217)
CHAPTER 3. REVOCATION OF LICENSE (30600-30608)
CHAPTER 4. HEARINGS (30700-30704)
DIVISION 15. BUSINESS AND INDUSTRIAL DEVELOPMENT CORPORATIONS
CHAPTER 1. GENERAL PROVISIONS
Article 1. Short Title, Construction, and Severability (31000-31006)
Article 2. Legislative Findings and Purposes (31020-31021)
Article 3. Definitions (31030-31056)
CHAPTER 2. ADMINISTRATION (31100-31115)
CHAPTER 3. LICENSING (31150-31158)
CHAPTER 4. CORPORATE MATTERS
Article 1. Name (31200-31201)
Article 2. Board of Directors (31210-31211)
Article 3. Securities (31220)
Article 4. Distributions to Shareholders (31230-31233)
CHAPTER 5. OFFICES
Article 1. General Provisions (31300-31305)
Article 2. Establishing, Relocating, and Closing Offices (31320-31322)
CHAPTER 6. TRANSACTION OF BUSINESS (31400-31410)
CHAPTER 7. RECORDS, REPORTS, AND EXAMINATIONS (31500-31509)
CHAPTER 8. ACQUISITION OF CONTROL (31550-31552)
CHAPTER 9. MERGER AND PURCHASE OR SALE OF BUSINESS (31600-31605)
CHAPTER 10. VOLUNTARY SURRENDER OF LICENSE (31650-31651)
CHAPTER 11. ENFORCEMENT (31700-31713)
CHAPTER 12. CRIMES AND CRIMINAL PENALTIES
Article 1. General Provisions (31800-31802)
Article 2. Conflicts of Interest (31820-31829)
Article 3. Criminal Penalties (31880-31881)
CHAPTER 13. CIVIL PENALTIES (31900-31901)
CHAPTER 14. TRANSITION PROVISIONS (31950-31952)
DIVISION 15.5. STATE ASSISTANCE FUND FOR ENTERPRISE, BUSINESS
AND INDUSTRIAL DEVELOPMENT CORPORATION
CHAPTER 1. GENERAL PROVISIONS
Article 1. Short Title, Construction and Severability (32000-32002)
Article 2. Legislative Purposes (32101)
Article 3. Definitions (32200-32219)
CHAPTER 2. CORPORATE MATTERS
Article 1. Creation of the Corporation (32300-32301)
Article 2. Corporate Name (32310)
Article 3. Board of Directors (32320-32326)
Article 4. Management of the Corporation (32330-32332)
Article 6. Powers, Exclusions and Prohibitions (32350-32352.5)
CHAPTER 3. CORPORATE FINANCES
Article 1. Corporate Accounts (32400-32404)
Article 3. Government Guaranteed Securities Trust Fund (32420-32423)
CHAPTER 5. LOAN OPERATIONS (32600-32601)
CHAPTER 6. MISCELLANEOUS
Article 1. Office of Management Services
Article 2. Alternative Energy Research
Article 3. Special Projects (32720-32724)
CHAPTER 7. BORROWING FROM THE STATE
Article 2. State Enterprise Loan Fund (32810-32814)
Article 3. Borrowing from the Fund (32820-32823)
CHAPTER 8. ENERGY EFFICIENCY IMPROVEMENTS
Article 1. Purpose (32900)
Article 2. Definitions (32905-32911)
Article 3. Energy Efficiency Improvements Loan Fund (32920-32942)
Article 4. Small Business Energy Accounting (32952)
Article 5. Reports (32960)
DIVISION 16. PAYMENT INSTRUMENTS
CHAPTER 1. GENERAL PROVISIONS
Article 1. Short Title, Construction, and Severability (33000-33007)
Article 2. Legislative Findings and Purposes (33020-33021)
Article 3. Definitions (33040-33065)
CHAPTER 2. EXEMPTIONS (33100-33102)
CHAPTER 3. ADMINISTRATION
Article 1. General Provisions (33200-33209)
Article 2. Applications and Reports (33220-33224)
Article 3. Adequacy of Shareholders' Equity (33240)
Article 4. Service of Process (33260-33262)
Article 5. Agreements With Superintendent (33280)
Article 6. Fees and Assessments (33300-33302)
Article 7. Administration of Certain Provisions
CHAPTER 4. LICENSING (33400-33408)
CHAPTER 5. LICENSEES
Article 1. General Provisions (33500-33502)
Article 2. Sale of Payment Instruments (33520-33525)
Article 3. Eligible Securities (33560-33570)
Article 4. Fidelity Bonds (33600-33604)
CHAPTER 6. AGENTS OF LICENSEES
Article 1. General Provisions (33700-33701)
Article 2. Proceeds From Sales of Payment Instruments (33720-33725)
Article 3. Reporting (33730-33733)
Article 4. Remitting (33740-33743)
Article 5. Registration
Article 6. Termination (33780-33785)
CHAPTER 7. RECORDS, REPORTS, AND EXAMINATIONS (33900-33903)
CHAPTER 8. VOLUNTARY SURRENDER OF LICENSE (34000-34001)
CHAPTER 9. ENFORCEMENT (34100-34115)
CHAPTER 10. CRIMINAL PENALTIES (34200-34201)
CHAPTER 11. CIVIL PENALTIES (34300-34301)
DIVISION 19. RELEASE OF DEMAND DEPOSIT FUNDS (40500-40501)
DIVISION 20. CALIFORNIA RESIDENTIAL MORTGAGE LENDING ACT
CHAPTER 1. GENERAL (50000-50006)
CHAPTER 2. LICENSING: RESIDENTIAL MORTGAGE LENDER (50120-50129)
CHAPTER 3. LICENSING: RESIDENTIAL MORTGAGE LOAN SERVICER (50130)
CHAPTER 4. FINANCIAL CONDITION, TRANSACTION AND BOND
REQUIREMENTS (50200-50208)
CHAPTER 5. ADMINISTRATION AND POWERS OF THE COMMISSIONER (50301-50332)
CHAPTER 6. ASSESSMENTS (50400-50402)
CHAPTER 7. PROHIBITED PRACTICES AND PENALTIES (50500-50511)
CHAPTER 8. OPERATION OF DIVISION (50601-50602)
CHAPTER 9. BROKERAGE SERVICES FOR BORROWERS (50700-50706)
