Chapter 1A - Alabama Credit Card Act
- Section 5-20-2 Short title
This chapter shall be known and may be cited as the "Alabama Credit Card Act." ...
- Section 5-20-3 Definitions
Notwithstanding any other provision of law, for the purposes of this chapter, the following terms shall have the meanings prescribed by this section: (1) ...
- Section 5-20-4 Establishment or acquisition of a credit card bank
Subject to the provisions of this chapter and to the prior approval of the superintendent, any bank holding company, bank holding company subsidiary, domestic ...
- Section 5-20-5 Charges, rates and fees
Notwithstanding the provisions of any other law, in connection with a credit card account, any domestic lender or any credit card bank may provide ...
- Section 5-20-6 Application for approval; filing fee
Any bank holding company, bank holding company subsidiary, domestic lender or foreign lender proposing to establish or acquire a credit card bank pursuant to ...
- Section 5-20-7 Supervision and enforcement
(a) All credit card banks organized under the laws of this state shall be subject to the supervision, regulation, and examination of the superintendent ...
- Section 5-20-8 Applicable law
(a) A credit card bank shall be subject to all provisions of this title except to the extent any rights, powers, privileges, provisions or ...
- Section 5-20-9 Severability
If any provision or clause of this chapter, including without limitation Section 5-20-4(8), or any application thereof to any entity or circumstances is held ...
- Section 5-20-10 Construction with other laws; repeal of conflicting laws
To the extent other laws or parts of laws, whether general, local, or general laws of local application, conflict with this chapter, such other ...